Sandton · Remote across South Africa
PayStream runs your payroll, keeps your books current, files every SARS and CIPC return that falls due, and reports back to you each month, wherever in South Africa your business happens to be. One fixed monthly fee, one senior contact, no in house finance team required.
What we do
Most accounting websites tell you they are trusted and professional and leave you guessing at the actual work. Here is the actual work. If a line below is something you are currently doing yourself or chasing someone else about, it is something we take over.
We run the full payroll month for you, from capturing hours to filing with SARS.
Your whole finance function, run off site on cloud software, for a fixed monthly fee.
Every return that falls due gets filed on time, and we deal with SARS so you do not have to.
Specialist books and tax for landlords, property companies and managing agents.
How it works
You are not buying a retainer and hoping something happens. This is the rhythm of the work, and it runs whether or not you chase us for it.
We process the payroll, send payslips to your staff, give you a payment schedule for the bank, and file the EMP201 with SARS before the 7th.
Bank statements are processed, invoices and bills captured, and every account reconciled so the numbers reflect the real position of the business.
VAT201 where applicable, provisional tax when the period falls due, CIPC annual returns in your anniversary month, and any SARS correspondence handled directly.
A short set of management accounts: profit and loss, balance sheet, cash position and anything we think you should be looking at. In plain English, not accounting jargon.
What lands in your inbox
Not a promise of "peace of mind". These are the documents a PayStream client receives, shown with example figures so you can see exactly what the work looks like before you commit to anything.
Remote, done properly
PayStream is a remote practice. That is a deliberate choice, not a compromise, and it is why the fee is realistic for a business with fifteen staff. Here is how it works in practice.
Invoices, statements and payroll changes reach us by email, WhatsApp or a shared folder. Bank transactions arrive on their own through a bank feed. Nothing gets dropped off anywhere.
The accounting file sits on Xero, Sage, QuickBooks or Zoho under your own login. You see the same live figures we work on, and the file stays yours if you ever leave.
One senior contact by phone, email or WhatsApp, answered within one business day. A video call when something needs a proper conversation. Clients in every province, most of whom we have never met in person.
Who we work with
From two staff to ninety nine. Trades, retail, professional services, logistics, hospitality and agencies who need a finance function without hiring one.
Buy to let owners, commercial portfolio holders, managing agents and body corporates who need property specific books and correct VAT and CGT treatment.
Owners running lean teams from anywhere in South Africa. Everything happens on cloud software, so distance changes nothing about the service.
Why clients move to us
You deal with a director for the life of the relationship. Every decision on your file has a name behind it.
Deadlines and SARS letters do not wait. Neither do we. Phone, email or WhatsApp, you get a reply the same or next working day.
Everything in your scope is covered by a single monthly amount. No hourly billing, no surprise invoices at year end, no scope creep.
Our Scale Growth Model prices by the size and complexity of your business, so the fee grows as you do rather than jumping in steps.
Management accounts written to be understood by an owner, not an auditor, with the two or three things worth your attention flagged each month.
Every SARS, CIPC and Department of Employment and Labour deadline for your entity sits on a calendar we work to, not in someone's head.
Pricing
We publish the ranges rather than hiding them behind a form. These are typical South African market rates, and PayStream scopes each plan to sit competitively inside them as one fixed monthly fee.
| Service | Typical SA rate |
|---|---|
| Monthly bookkeeping, small business | R1,500 to R5,000 per month |
| Full outsourced accounting, SME | R3,000 to R12,000 per month |
| Payroll processing | R150 to R500 per employee |
| VAT201 submission | R500 to R1,500 per return |
| Annual financial statements | R5,000 to R25,000 per year |
| CIPC annual return | R450 to R1,200 plus CIPC fees |
From Insights
Payroll · The 2026 interim EMP501 closes on 31 October. The new source codes, the e@syFile reinstall, what to reconcile first and what late filing costs.
Read the guide
Tax Tips · Who must pay provisional tax, the IRP6 deadlines, how the underestimation penalty works, and how to avoid the February panic. Plain-English guide for SA business owners.
Read the guide
SARS Updates · SARS auto-assesses millions of taxpayers each season. When accepting is safe, when you must file a full return, and the traps that cost refunds or trigger penalties.
Read the guideQuestions
PayStream is an outsourced finance department for South African businesses. We run your monthly payroll and payslips, keep your books up to date, file every SARS return that falls due (VAT201, EMP201, EMP501, provisional and income tax), handle your CIPC annual returns, and send you management accounts each month so you can see how the business is performing. You do not need to employ a bookkeeper, a payroll clerk or a tax practitioner, because that is what we are.
No. We are a remote practice. All the work runs on cloud accounting software, so where your business sits makes no difference to the service you get. Documents come to us by email, WhatsApp or a shared folder, and we return payslips, reports and SARS confirmations the same way. We have clients across Gauteng, the Western Cape and KwaZulu-Natal who have never set foot in our office.
Every plan is scoped to your business, but as a guide: bookkeeping typically runs R1,500 to R5,000 a month, full outsourced accounting R3,000 to R12,000 a month, and payroll R150 to R500 per employee per month. PayStream bundles these into one fixed monthly fee that is usually below the sum of the parts. You get a written quote within 48 hours.
Yes, and it is routine. We request your records and trial balance from the outgoing accountant, take over the SARS representative appointment through eFiling, check that nothing is outstanding, and pick up from the next month. Most handovers are complete inside two weeks.
Yes. Property is one of the areas we specialise in: rental income and expense tracking, commercial property VAT treatment, lease and tenant billing, sectional title and homeowners association books, capital gains on disposal, and portfolio level reporting for investors holding through multiple entities.
A director. You get one senior contact for the life of the relationship, reachable by phone, email or WhatsApp, rather than a junior who changes every year. Queries are answered within one business day.
Tell us your headcount and what you need covered. You get a written, fixed monthly quote within 48 hours. No obligation, no sales pressure.
